Payment Options

I currently accept Cigna insurance and offer private-pay options, with plans to expand insurance coverage soon.

Payment is due at each session. If you are paying privately, I do not bill insurance directly. However, if applicable, I can still provide a superbill (detailed receipt) that you may submit to your insurance provider for potential out-of-network reimbursement.

At Aspire to Change Therapy, LLC, we are committed to making the payment process simple, transparent, and stress-free for our clients.

If you would like to investigate the possibility of reimbursement for out-of-network coverage, please check your policy carefully and ask the following questions of your insurance provider:

• Do I have behavioral health or mental health benefits?
• Does my plan have an out-of-network benefit?
• Do I have a deductible, how much is it, and has it been met?
• After my deductible is met, what percentage of the fee does my plan cover?
• How many mental health sessions per calendar year does my insurance plan cover?
• Do I need authorization to begin outpatient therapy?
• Is approval required from my primary care physician?
• How do I access the form(s) needed to submit a request for reimbursement?

At Aspire to Change Therapy, we aim to make the payment process straightforward and convenient for our clients. We value transparency and want to ensure that you have a clear understanding of our payment policies. Below, you will find information on how to make payments for our services:

Payment Methods: We accept various payment methods to accommodate your preferences. You can make payments using:

• Credit or Debit Cards
• Health Savings Accounts (HSAs)
• Health Reimbursement Arrangements (HRAs)
• Flexible Spending Accounts (FSAs)

Please note that it is always your responsibility to pay our full agreed upon fee for services at the time they are rendered.